Traveling in Europe is a real dream for many people. With historic cities, stunning landscapes and an incredible cultural wealth.
The European continent is one of the most popular destinations in the world. However, when planning your trip, it is important to be aware of some formalities, such as the need for travel insurance.
The Schengen Treaty is an agreement signed by 26 European countries that aims to facilitate the free movement of people within the area.
To travel to these countries, it is mandatory to have travel insurance that meets the requirements established by the Treaty.
Travel Insurance Europe Schengen Treaty | Everything you need to know
In this article, we will explain everything you need to know about travel insurance Europe Schengen Treaty. Let’s talk about mandatory coverage.
The minimum amounts required and how to hire insurance correctly. If you are planning a trip to Europe.
Be sure to read this article to prepare yourself in the best possible way and ensure a smooth and safe trip.
Details About Travel Insurance Europe Schengen Treaty
Traveling to Europe can be an amazing experience. But to ensure a peaceful and safe trip, it is essential to have travel insurance that covers all your needs.
If you are planning a trip to Europe, especially to countries that are part of the Schengen Treaty, it is mandatory to have adequate travel insurance.
The Schengen Treaty is an agreement signed by 26 European countries, which allows the free movement of people between these countries, without the need to present a passport at the borders.
However, to ensure the safety of travellers, it is mandatory to have travel insurance with a minimum coverage of 30,000 euros, which covers medical, hospital and repatriation expenses.
In addition, travel insurance for Europe must cover trip cancellation, lost luggage, legal assistance and civil liability. These coverages are recommended but not required.
What happens when you take out Europe Travel Insurance
When purchasing travel insurance for Europe, it is important to check that your policy meets all the requirements of the Schengen Treaty.
Check the minimum required coverage, countries covered, insurance exclusions and limitations.
In addition, it is essential to carefully read all the clauses and conditions of the contract, to know exactly what services are covered by the insurance and what are the rules for triggering it.
Also check if the insurance offers 24-hour assistance, in Portuguese, so that you can count on assistance in an emergency.
The Importance of Documentation
When traveling to Europe, remember to always carry a copy of your travel insurance policy with you, with all contact numbers and important information.
If necessary, contact the insurer immediately to activate the insurance and receive the necessary instructions.
In summary, to travel to Europe, especially to the countries of the Schengen Treaty, it is mandatory to have travel insurance with a minimum coverage of 30,000 euros.
Check that your policy meets all the requirements of the Treaty and carefully read all clauses and conditions of the contract. Travel safely and enjoy your trip!
Step by step to take out travel insurance Europe Schengen Treaty
1. Research and compare the different travel insurance options available for Europe that meet the requirements of the Schengen Treaty.
2. Check that the minimum coverage required is at least 30,000 euros for medical, hospital and repatriation expenses.
3. Make sure your travel insurance covers you for accidents, medical emergencies, lost or stolen luggage, trip cancellation, and liability.
4. Carefully read the general conditions and exclusions of travel insurance to ensure that it meets all your needs.
5. Check if your travel insurance offers a 24/7 assistance service to assist you in emergencies.
6. Fill in all the necessary information correctly when purchasing travel insurance, including the period of validity of the policy and the destinations to be visited.
7. Pay for travel insurance according to the method offered by the insurance company, such as a credit card or bank slip.
8. Make sure you receive the travel insurance policy by email or post before starting your trip. It is important to have a printed or digital copy of the policy with you during your trip.
9. Read the travel insurance policy again before traveling to familiarize yourself with the insurance activation procedures in case of any eventuality.
10. If it is necessary to use travel insurance during the trip, contact the insurer immediately for instructions on how to proceed and make a record of the occurrence.
Conclusion on travel insurance
Keep in mind that this guide is informational only and it is always important to read up-to-date information specific to the travel insurance you are purchasing.
